Services

Complete advisory, for people and for businesses

As Allianz Bank financial advisors we support people, families and businesses as a single point of reference — from wealth management to corporate finance. Choose the path that's right for you.

Our process

Five steps to reach your financial goals

A clear, structured method that guides you from the first conversation to the concrete achievement of your savings and retirement goals.

  1. 01

    Getting to know you

    Assessing your current situation and discussing your short- and long-term goals.

  2. 02

    Your personalised strategy

    Analysing the information and developing your personalised financial and retirement planning strategy.

  3. 03

    Presenting the strategy

    Presentation and discussion of your strategy concept during a face-to-face meeting.

  4. 04

    Reaching your goals

    Achieving your personal savings and retirement goals.

  5. 05

    Ongoing support

    Ongoing support for all questions related to your finances and retirement planning.

For individuals

Protecting and growing what you've built

A method that starts from you — your family, your goals and the level of risk you can truly sustain — and keeps every part of your wealth together, including the parts currently held with other intermediaries.

Savings and investments

We build a diversified portfolio — funds, discretionary mandates, insurance-financial solutions and securities accounts — starting from your goals and from market scenarios, with careful, ongoing risk control and a transparent cost structure.

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Giuliano De Sandi

Achieving your projects

Your children's university, the house by the sea, the business you want to start. We give each goal a time horizon and fund it through gradual savings plans, calibrated to what you can set aside each month without sacrifices.

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Giuliano De Sandi

Pension and severance (TFR)

An analysis of your pension profile to estimate when and how much you'll receive from the public pension, and to close any gap with pension funds and dedicated solutions — while also managing the best destination for your severance pay (TFR).

Elena Ceccato Abbamonte

Protection and insurance

The first return is not to lose. With the Allianz group's solutions we protect your family, income and wealth against unforeseen events, illness and accidents, so that an unexpected event doesn't compromise a lifetime of plans.

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Giuliano De Sandi

Real estate assets

An overview of the real value of your properties: verification of cadastral data, weight within your overall wealth and potential — also from a succession perspective, distinguishing concrete opportunities from sentimental value.

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Giulio Salvador

Generational transfer

We plan succession today, simulating the advantages and tax consequences, so you pass on wellbeing to your loved ones rather than discord. With the support of legal and notarial partners whenever a specialist view is needed.

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Giulio Salvador Giuliano De Sandi

Advisory on ETFs, stocks and bonds

A service dedicated to self-directed savings — the portfolio of ETFs, ETCs, stocks and bonds in your securities account — with a transparent cost structure applied only to these instruments and a selection built around your profile.

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Elena Ceccato Abbamonte Giulio Salvador

Monitoring and reporting

Clear, regular reports on how your wealth is evolving — investments, pension, succession, real estate — to check step by step that it stays aligned with your life goals and to adjust course when your needs change.

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The state alone isn't enough. On average, Italian pensions are 25-30% lower than the final paycheck. Find out the gap specific to your case and how to reduce it using our simulator.
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What matters most for your company?

Optimise liquidity

Creating liquidity headroom opens up new opportunities for your company. Take advantage of our advice on products and services designed to protect your company's liquidity, with real, immediate relief.

Retain your people

Today, a strong team is a decisive factor in a company's success. Our welfare tools create real incentives to attract, motivate and retain the people who work with you.

Minimise risk

In our experience, most companies carry insurance cover that is incomplete, outdated or overpriced — and it often only becomes clear when it's already too late. Together, we check the state of your cover and how it can be optimised.

Whichever of these matters most to you, we can help you get there. We don't work in silos — we plug seamlessly into your company's existing processes and act as one team with your accountants, employment consultants and lawyers.

For companies

Structured support for entrepreneurs and directors

From human resources management to extraordinary finance: we support your business with Allianz Bank's services and a network of specialist partners, while remaining your single point of contact. There's no documentation to prepare for the first meeting: since your company's financial statements are public, we review them in advance.

Human resources & welfare
  • Management of severance pay (TFR)
  • Pension & welfare management for employees and executives
  • Management of end-of-mandate indemnity (TFM)
  • Health prevention services, productivity bonuses and corporate welfare
Giulio Salvador
Protection & governance
  • Key-man policy and management
  • Directors' & Officers' (D&O) liability and other services for directors
  • Insurance advisory
  • Legal, real estate, tax and succession advisory
Giulio Salvador
Operational finance
  • Trade finance: credit risk insurance
  • Assignment of commercial receivables
  • Corporate current account in euro and foreign currency with active/passive CBI
  • POS service support
  • Corporate liquidity management / investments
  • Pledge financing, escrow accounts, debt & grant
  • Assistance in selecting equipment leasing
Giulio Salvador
Growth & development
  • Information on public tenders and grants
  • Extraordinary finance and M&A advisory
  • Events / network
Giulio Salvador
Your employees' severance pay (TFR) costs you more money every year. That's by design: the mechanism is built to make it grow exponentially, year after year. Find out how much you can save with our simulator.
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Frequently asked questions

Questions about our services for individuals

Questions about our services for companies

We support individuals and families across their entire wealth: management of savings and investments, goal planning through savings plans, pension and severance (TFR), insurance protection, real estate, generational transfer and a dedicated advisory service on ETFs, stocks and bonds. Every path starts from your real goals, not from off-the-shelf products.
We start with a complete picture of your situation — income, savings, investments (including those held with other intermediaries), real estate and life goals. From there we build a diversified strategy calibrated to the risk you can sustain, which we update over time as your needs change.
We analyse your pension profile to estimate when you'll retire and what income you can expect from the public pension. On that basis we assess how to close any gap with pension funds and dedicated solutions, deciding together on the most advantageous destination for your severance pay (TFR).
Yes. We have an advisory service dedicated to self-directed savings — the portfolio of ETFs, ETCs, stocks and bonds in your securities account — with a transparent cost structure applied only to these instruments and a selection built around your profile. Write to us to receive the details of how it works and the access thresholds.
Yes. We plan the transfer of wealth in good time, simulating the advantages and tax consequences, so you leave wellbeing to your loved ones rather than discord. When a specialist view is needed we rely on legal, notarial and tax partners, while remaining your reference for the entire process.
With the Allianz group's solutions we protect your family, income and wealth against unforeseen events, illness and accidents. The aim is simple: to prevent an unexpected event from compromising a lifetime of plans.
We support businesses on four fronts: human resources and welfare (TFR, TFM, employee pensions, productivity bonuses), protection and governance (key-man policies, D&O, legal and tax advisory), operational finance (liquidity management, trade finance, current accounts, POS, leasing) and growth (grants, extraordinary finance and M&A). We remain your single point of reference, bringing in the right partners when needed.
No, we don't replace the professionals already working with your company. We plug into your existing processes and act as one team with your accountants, employment consultants and lawyers, bringing the financial and insurance piece in support of their specific expertise.
We focus on three main levers: optimising company liquidity with dedicated products and services, retaining your people through corporate welfare tools, and minimising risk by checking the state of your existing insurance cover — often incomplete, outdated or overpriced.
No, companies don't need to prepare any documentation beforehand: since your company's financial statements are public, we already review them ahead of the meeting. This means we start the first conversation with a concrete basis to work from, without adding preparatory work to your schedule.

Didn't find your question? Write to us directly — we reply personally.

Contact

Let's talk over a coffee

The first meeting is about getting to know each other, with no commitment. Write to us or stop by our office in Vittorio Veneto.

Office
Via delle Terme 2, 31029 Vittorio Veneto (TV), Italy
Phone
+39 327 558 4213
Email
[email protected]
Opening hours
9:30 – 12:30
15:00 – 18:30